Protect Your Personal Belongings as a Seattle Renter
When you rent in Seattle, whether you have an apartment downtown or a little house by Lake Union, you don’t need to insure the actual structure you live in — that’s the landlord’s responsibility. But you do want to protect your belongings, like:
Renters insurance lets you cover those belongings and pays to replace them in the event of a fire, severe storm, theft, or vandalism. You insure only what belongs to you and let your landlord insure their dwelling.
Consider Increasing Your Protection for Greater Peace of Mind
Along with protecting your belongings, most renters insurance policies offer basic liability protection. This can pay for damages if someone has an accident on your property, such as slipping on your icy front steps. Otherwise, you’d have to pay for the other party’s medical care and lost work time out of your own pocket.
You can increase that liability protection with a personal umbrella policy, which picks up where your renters insurance cap leaves off. We encourage renters with dogs, in particular, to consider personal umbrella coverage in case of a bite incident.
You can also boost your renters insurance protection by adding earthquake or flood insurance based on where you live. Some waterfront locations are prone to water damage, and the Pacific Northwest as a whole is at risk of major seismic events.
Independent Agents Have a Greater Selection of Renters Insurance Options
When you call one of our independent agents at Spangler Insurance about renters insurance, you’ll be pleased with the number of options available to you. This is because we work with all major carriers and aren’t tied to just one with limited products. You’re sure to also appreciate our outstanding customer service.
To learn more about renters insurance and figure out how much coverage you need, call us at 206-329-7447 today. We also make it easy to start a policy any time online.