You probably know that motorists in Washington are required to carry minimum liability insurance to register and operate a motor vehicle, but this coverage only gives you a small amount of protection if you are at fault in an accident. Did you know that you could still lose your assets as a high-net-worth individual, even with minimum coverage?

Those minimum requirements may not cover much in today’s economy. If you are deemed responsible for another party’s medical care or property damage, you could wind up paying far more once you’ve exceeded the minimum covered in your policy. That means your property, savings, and business assets could be attached to cover loss, disability, or death.

You’ll have much better protection if you raise your liability coverage. That way, an accident won’t be a threat, and you’ll have more peace of mind whenever you get behind the wheel.

You could also ask us about a personal umbrella policy for broader liability coverage on the road and at home. It offers upwards of $1 million in protection and picks up when your other policies reach a cap.

Full Coverage Protects Luxury Vehicles

Liability coverage is merely what’s required by the state. You want full coverage, which includes comprehensive and collision insurance, to really protect your high-end vehicle.

Collision insurance pays for repairs, which can run into the tens of thousands if you own a luxury make or customized vehicle. You don’t want to be on the hook for these costs if you’re at fault in an accident or if you’re the victim of a hit-and-run driver.

Comprehensive insurance covers vandalism and theft, as well as damage from fire or storms — all of which are on the rise today. Whether you’re worried about your Tesla or the increasing storms in the Pacific Northwest, it’s smart to add comprehensive coverage to avoid unnecessary out-of-pocket costs.

Our Independent Agents Provide Personalized Service

Our agents at Spangler Insurance offer tailored solutions for your vehicles in the greater Seattle area. We also have a larger menu of auto insurance products to choose from than big, impersonal companies. We’ll make sure your luxury sports car or SUV has the protection it needs and that your assets are not vulnerable when it comes to liability.

Call us at 206-329-7447 to learn more, or start a quote anytime online to know you’re properly protected when driving in the Evergreen State.

Get a Free Auto Insurance Quote