Why Your Business Needs General Liability Insurance

Liability claims are a major problem today for businesses of all sizes in Seattle. If someone had an accident on your business property or hurt themselves due to negligence at a job site, what would you do if they successfully sued you? Most businesses don’t have the wherewithal to pay damages or settlements in these kinds of cases, which can run in the thousands or even millions.

Fortunately, general liability insurance can protect your business in liability claims. It pays for damages, attorney fees, court expenses, and other related costs, so a lawsuit won’t put you out of business and deprive your employees of their livelihoods.

How to Increase Your Liability Protection

Many of our Seattle business clients supplement their general liability insurance with specialized liability coverage, such as:

• Errors and omissions insurance, in case a mistake on your part has serious consequences for a customer
• Employment practices insurance for allegations of wrongful termination, harassment, discrimination, etc.
• Directors and officers insurance for incidents where your business leadership causes harm

You can also add a commercial umbrella policy. This adds significantly more general liability protection to your business coverage and can be applied should you reach the limit on your general liability policy.

Let Our Agents Help You With Liability Coverage and More

It can be tough to figure out exactly what kind of liability protection your business needs. Our independent agents are pros at working with Seattle businesses to help reduce liability risks through general liability insurance, special liability protection, and other types of coverage like cyber insurance. We can also assist with business property and commercial auto insurance.

You can start a policy online, or call Spangler Insurance at 206-329-7447 today to learn more about general liability insurance and better business protection.

Get a Free General Liability Insurance Quote