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Condo Insurance

from Spangler Insurance

Condo Insurance

Specialized Homeowner Insurance for Condo Dwellers

Purchasing insurance to protect your Seattle condo from events like fire and storms is a smart move, and it may even be required by your mortgage lender. But a regular homeowner policy isn’t what you need; instead, you should have a condo insurance policy.

With condo insurance, you get all the protection you want without any unnecessary coverage you shouldn’t have to pay for. You can rest easy knowing you’re protected if the worst happens and that you won’t have to use your own savings or take out loans to repair or rebuild after damage.

What Does Condo Insurance Cover?

Condo insurance is designed to cover only the interior of your unit, since you don’t own the structure of your condo building itself. Covered items include:

  • Furniture
  • Decor
  • Appliances
  • Electronics
  • Clothing
  • Sporting goods
  • Kids’ stuff
  • Personal belongings

Condo insurance also covers improvements you’ve made to your condo, such as replacing the flooring or upgrading the kitchen.

We often add coverage for our Seattle clients with special valuables, such as:

  • Fine art
  • Antiques
  • Jewelry
  • Furs
  • Coins
  • Collectibles
  • Precious metals
  • Firearms

With most policies, you’ll get two other important elements:

  • Alternative living expenses (loss of use coverage), if you can’t live in your condo due to damage that leads to filing a claim
  • Liability insurance in case someone is injured in your condo and sues for damages

You can increase your liability coverage with a personal umbrella policy — great for dog owners and high-net-worth individuals.

Talk to Our Independent Agents About Protecting Your Condo

At Spangler Insurance, we are ready to help you find the right insurance for your Seattle condo.

You will appreciate our old-fashioned personalized service and our larger menu of insurance options for condo owners, unlike what you get with big impersonal companies.

Ready to learn more or start a quote? Call us at 206-329-7447, or reach out online to let us know how we can help.