Renters Insurance Protects Your Possessions When You Rent

Renters don’t need to worry about insuring the dwelling they live in. But they do need to protect their personal belongings, like furnishings, small appliances, electronics, clothing, and other items in case of disasters like fire, storms, vandalism, or theft.

Renters insurance is the perfect solution. It protects your possessions if the worst happens, without you having to insure your building — that’s your landlord’s responsibility. Without renters insurance, damage to or loss of your belongings would have to be paid out of your own pocket.

Be sure to let your agent know about valuables you own that might need easily added special scheduled coverage, such as:

• Fine art
• Antiques
• Collectibles
• Precious metals
• Jewelry
• Firearms
• Furs

Most renters policies also include liability insurance. This covers you for incidents like slip-and-fall injuries to someone visiting your rented home.

Should You Add More Coverage for Unexpected Emergencies?

If you want more liability protection — say, if you’re a dog owner and worried about your pet biting someone — you can add a personal umbrella policy. This insurance supplements your renters insurance in case you reach your liability cap and can also be applied to car accidents where you are at fault once you reach the limit on your auto insurance.

Just like with a homeowner policy, you can also add flood and earthquake protection to a renters policy. Depending on where you’re located in King County, you may feel better knowing you’re protected for these natural disasters too.

We Have Many Insurance Options for King County Renters

The benefit of working with independent agents like Spangler Insurance for your renters insurance is we have a much broader menu of insurance choices for you than big companies, where you only have a couple of options. We partner with all the major carriers for more selection that lets us customize renters insurance to your needs.

Don’t let your King County home go unprotected just because you rent. Call us today 206-329-7447 to learn more, or start your policy online right now.

Get a Free Renters Insurance Quote