Skip to content

Auto and Car Insurance

Seattle Auto and Car Insurance

Be Sure Your Auto Insurance Meets King County Requirements

To register your vehicle in King County and drive legally in Washington state, you must, at least, have the state’s minimum liability insurance coverage:

  • $25,000 for injuries or death to another person
  • $50,000 for injuries or death to all other people
  • $10,000 for damage to another person's property

This insurance pays for medical care and property damage if you are at fault in an accident. You should be able to provide proof of this insurance if you are pulled over by the police or are involved in an accident.

Is Minimum Liability Insurance Enough?

We often recommend increasing your liability coverage above the minimum required in Washington. The cost of vehicle repair and replacement, as well as the expense of healthcare, has risen dramatically in the last few years. You are responsible for paying any additional damages once you reach the cap on your auto insurance. If you’re responsible for an accident, you could be on the hook for thousands without additional liability protection.

We also suggest getting extra liability coverage if you:

  • Are a high-net-worth individual
  • Have a teen or new driver in the household
  • Drive more than the average in King County

Add Full Coverage Protection for Your Vehicle

For better coverage, you should add collision and comprehensive insurance. This coverage is required by auto lenders if you finance a car or truck.

Collision insurance pays for repairs to your vehicle if you’re at fault in an accident. This gets you back on the road quickly when you rely on your automobile for work, school, errands, and other activities.

Comprehensive coverage protects your vehicle in case of damage or loss due to fire, storms, theft, and vandalism.

We Have a Large Selection of Auto Insurance Options for You

Because we are independent agents, we have a huge menu of auto insurance choices for our King County clients. We work with all the big carriers as well as some smaller ones, so we can tailor coverage to your needs. And you will certainly appreciate our commitment to personalized service.

Call Spangler Insurance at 206-329-7447 today to get expert advice about auto insurance. You can also start a policy online or use our contact form to reach out with your questions.