Condo Insurance

If you own a luxury condo, you have two unique needs:

Coverage for your property, exclusive of the condo association
Protection for high-end finishes and special belongings

A high-net-worth condo owner’s policy gives you exactly that.

You get protection for your property inside your condo, without worrying about parts of the building that aren’t your responsibility. Plus, you can cover your luxury amenities and personal belongings. That means if you’ve added custom cabinets to your kitchen or imported marble to your bath, they’re protected in the event of fire, storms, vandalism, or theft.

Additionally, your personal property is covered, like:

Furnishings
Clothing
Electronics
Appliances

Valuable Items and Collectibles Need Scheduled Coverage

Your condo policy likely won’t cover valuables or certain items you’ve purchased or inherited as a collector. Therefore, we suggest adding scheduled coverage for these items to make certain they’re fully protected:

Fine art
Musical instruments
Antiques
Wine
Jewelry
Coins
Books
Memorabilia
Furs
Firearms
Precious metals

Personal Umbrella Coverage Gives You More Protection

Are you a high-net-worth individual or a public figure in Seattle? Are you a dog owner, or do you entertain often?

You definitely need to increase the amount of personal liability coverage you carry, over and above the protection that’s included in your condo policy. Liability insurance protects you in case of an accident on your property or a similar incident that could leave you vulnerable to legal damages.

Personal umbrella insurance can be used when you reach the cap on your condo owner policy. It gives you significantly more protection, so you have peace of mind about your assets.

Let Our Independent Agents Tailor a Condo Policy for You

When you want a luxury condo insurance policy, you need someone to customize the policy for you. That’s why condo dwellers around Seattle choose Spangler Insurance over big companies with few products and impersonal service.

You don’t want to wait until you experience a loss to discover you could have had the coverage you needed with a better condo policy. Call our independent agents at 206-329-7447 today to tell us about your luxury condo needs. Or start your policy online any time at your convenience.