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Commercial Property Insurance

Commercial Property Insurance

Essential Protection for Your Business Property

No matter what type of business building you own, it needs to be protected with commercial property insurance. Just like you insure your home, you need to cover your business premises in case of fire, storms, theft, vandalism, and other unpredictable events.

Without this insurance, you’d have to pay out of your own pocket for repairs, rebuilding, or replacement of lost property. This could deplete your assets or even force you to close your doors permanently.

What Does Commercial Property Insurance Cover?

Commercial property insurance is the perfect solution to give you peace of mind. It covers all kinds of business properties, such as:

  • Manufacturing facilities and plants
  • Office buildings and complexes
  • Warehouses and storage garages
  • Stores and other retail outlets
  • Restaurants and commercial kitchens
  • Automotive shops
  • Personal service storefronts
  • Child and daycare centers

Both the structure and the interior of the business property are covered, including furnishings, office electronics, equipment, inventory, and other vital items.

You can also add insurance for specific needs, based on your type of business and location in Washington:

  • Flood insurance
  • Earthquake insurance
  • Electronic data and cyber security insurance
  • Insurance for property used off the business premises
  • Business interruption insurance

We also usually recommend you carry general liability insurance, commercial umbrella insurance, and workers compensation, the latter being required in Washington State. You may also want to add commercial auto coverage, bonds, inland marine insurance, and other insurance pertinent to your unique function.

Independent Agents Can Help Customize Your Policy

Setting up commercial property insurance can be daunting if you don’t know where to start or how much coverage you really need. Our independent agents at Spangler Insurance have the time, experience, and broad menu of insurance products to tailor a policy specifically to your company’s needs, no matter what size your business is. We pride ourselves on stellar customer service and treating our business customers like family.

Give us a call at 206-329-7447 today to discuss your commercial property insurance needs. You can also get in touch online to start the conversation or request a quote.