Are You at Risk for Identity Theft? Test Your "Identity Quotient"

I receive several offers of pre-approved credit every week I do not shred the pre-approved credit offers (5 points)

I receive (cross-cut shredder preferred) before putting them in the trash. (5 points) 

I carry my Social Security card in my wallet. (10 points) 

I use a computer and do not have up-to-date anti-virus, anti-spyware, and firewall protection. (10 points) 

 I have not ordered a copy of my credit reports for at least 2 years. (20 points)

I use an unlocked, open box at work or at my home to drop off my outgoing mail (10 points) 

do not have a P.O. Box or a locked, secured mailbox. (5 points)

I carry my military ID in my wallet at all times. (It may display my SSN.) (10 points)

I do not shred my banking and credit information, using a cross-cut “confetti” shredder, when I throw it in the trash. (10 points) 

I throw away old credit and debit cards without shredding or cutting them up. (5 points) 

I use an ATM machine and do not examine it for signs of tampering. (5 points)

I provide my Social Security number (SSN) whenever asked, without asking why it is needed and how it will be safeguarded. (10 points) 

Add 5 points if you provide it orally without checking to see who might be listening nearby. 

I respond to unsolicited email messages that appear to be from my bank or credit card company. (5 points)

I leave my purse or wallet in my car. (10 points)

I have my driver's license number and/or SSN printed on my personal checks. (10 points)

I carry my Medicare card in my wallet at all times. (It displays my SSN.) (10 points)

I do not believe that people would root around in my trash looking for credit or financial information or for documents containing my SSN. (10 points)

I do not verify that all financial (credit card, debit card, checking) statements are accurate monthly. (10 points)

Understanding Your Score 

100 + points - Recent surveys* indicate that 8-9 million people are victims of ID theft each year. You are at high risk. We recommend you purchase a cross-cut paper shredder, become more security-aware in document handling, and start to question why people need your personal data.

50-99 points - Your odds of being victimized are about average.

0-49 points - Congratulations. You have a high "IQ." Keep up the good work and don't let your guard down now.