Privacy Notice

Spangler Insurance, LLC.  and its staff understand our customers’ concern about privacy of their information collected by the Company. Our Company is dedicated to protecting the confidentiality and security of nonpublic personal information we collect about our customers in accordance with applicable laws and regulation. This notice refers to the Company and its staff by using the terms “us”, “we”, or “our”. This notice describes our privacy policy and describes how we treat the nonpublic personal information about our customers that we receive from them (“information”).

Why We Collect Information
We collect and use information for business purposes with respect to our insurance products and services and other business relations involving our customers. We gather this information to evaluate your request for insurance, to evaluate your insurance claims, to administer, maintain or review your insurance policy, and to process your insurance transactions. We also accumulate certain information about you as may be required or permitted by law. Our Staff also collects this information and may use it to help with your overall insurance program or to market additional products and services to you. We may also use information to offer you other products or services that we or our Affiliates provide.

How We Collect Information
Most information collected by us is provided by you to us. We obtain information from (1) applications or other forms submitted by you, and (2) your transactions with us or our Affiliates. We may also obtain information from other sources such as (1) consumer reporting agencies, (2) other institutions or information services providers, (3) employers, (4) other insurers, or (5) your family members.

Information We Disclose
We disclose any information which we believe is necessary to conduct our business as permitted by applicable law or where required by applicable law. This disclosure may include (1) Information we receive from you on an application or other forms provided to us and our Affiliates, such as names, addresses, social security numbers, assets, employer information, salaries, etc. (2) Information about your transactions with us and our Affiliates, such as policy coverages, premiums, payment history, etc., and (3) Information we receive from a customer reporting agency, such as credit worthiness and credit history.

To Whom We Disclose Information
We may, as permitted or required by applicable law, disclose your information to nonaffiliated third parties, such as (1) your insurance agent or broker, (2) independent claims adjusters, (3) insurance support organizations, (4) Processing companies, (5) actuarial organizations, (6) law firms, (7) other insurance companies involved in an transaction with you, (8) law enforcement, regulatory, or government agencies, (9) courts or parties therein pursuant to a subpoena or court order, (10) businesses with whom we have a marketing agreement, or (11) our Affiliates.

We may share information with our Affiliates so that they may offer you products and services or to analyze our book of business and to consolidate necessary information. We do not disclose information to other companies or organizations not affiliated with us for the purpose of using information to sell their products or services to you. For example, we do not sell your name to mail order or direct marketing companies.

How We Protect Information
We require our employees to protect the confidentiality of information as required by applicable law. Access to information by our employees is limited to administering, offering, servicing, processing or maintaining of our products and services. We also maintain physical, electronic and procedural safeguards designed to protect information.

Correction and Access to Information
Upon our receipt of your written request we will provide you with the name of the agency or company that provided the information in question. If you believe the information we have about you is incorrect or inaccurate, you may request that we make any necessary corrections, additions or deletions. If we agree with your belief, we will correct our records if required by applicable law. If we do not agree, you may submit to us a short statement of dispute, which we will include in any future disclosure by us of such information if required by applicable law.

Requirements for Privacy Notice
This privacy notice is being provided due to recently enacted federal and state laws and regulations establishing new privacy standards.