Spangler Insurance Blog

All You Ever Wanted to Know About Insurance

Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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Spangler Spread - January 2017

Originally posted January 17th, 2017 Spangler Update We cannot believe it is already 2017! 2016 was a great 55th year for us here at Spangler Insurance, and we are excited for all that 2017 has in store. We want to...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to...

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Spring Into Home Maintenance Mode in Washington

Spring is a time for rejuvenation, and, as the weather gets warmer here in Seattle, Washington, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Washington residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Washington, it may be a good time of the year to...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the...

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Spangler Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Make Sure Your Pets Travel Well for the Holidays

The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Washington. If you are gearing up to travel...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Washington. Football brings with it a whole host of seasonal...

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A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...

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Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Spangler Insurance we want you to be...

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When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

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Blueberries: Candidate for Natural Wonder #8

Blueberries: Candidate for Natural Wonder #8 Planet Earth is home to seven natural wonders. These seven creations found around the globe give persons reasons for pause as the marvel at the grandeur and sheer scope of...

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Build an Emergency Car Kit

Build an Emergency Car Kit You never know when you'll get stranded when driving your car. As such, it is a very good idea for you to create an emergency car kit. You can make your own kit fairly quickly, and store it...

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Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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The Do’s and Don’ts of BBQ Safety

The Do's and Don'ts of BBQ Safety As the climate transitions from spring to summer, it is fitting that the nation remembers, and even celebrates, the deliciousness that is barbequed food. But both professional and...

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Wedding Insurance Guide

Wedding Insurance Guide As the summer time approaches, so too do many happy couples' wedding dates. The summer season is the season of love and with that comes many planned wedding ceremonies, receptions, and open...

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Insuring Mom’s Jewels for Mother’s Day

Insuring Mom's Jewels for Mother's Day If you're old enough to be reading this post than you're probably old enough to be beyond making a Mother's Day card with crayons and construction paper. She would probably still...

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A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Spangler Insurance, we thought it would be fun to give you a...

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What Does Comprehensive Mean?

What Does Comprehensive Mean? A comprehensive knowledge of football means that you harness a complete understanding of the game. Down to the name of each play and the number of steps a receiver takes before cutting...

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It's Time for Spring Cleaning!

Spring is a time of new beginnings in Seattle - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Spangler Insurance, some of these...

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Going Green For St. Patrick’s Day

Going Green For St. Patrick's Day If you have Irish ancestry, then you know that St. Patrick's Day is only a few days away. Even if you don't have Irish ancestry, you probably still celebrate St. Patrick's Day in your...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Spangler Insurance want to remind you it's also a great time to...

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Increase Your Gas Mileage by Breaking Bad Habits

Increase Your Gas Mileage by Breaking Bad Habits It is still February, which means that it is not too late to implement a few fresh resolutions. And for many, a resolution centered on saving money through increasing...

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Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months in Seattle can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around colds...

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Healthy Eating Habits

Healthy Eating Habits Eating healthy doesn't have to be difficult, time consuming or even expensive. Many people are afraid of eating properly because they do not understand how they can make it easier on themselves....

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Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Spangler Insurance wish you a safe journey - and that we'...

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Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Spangler Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

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It is National Safe Toys and Gifts Month

It is National Safe Toys and Gifts Month Along with being the holiday season, December is National Safe Toys and Gifts Month. Fitting, wouldn't you say? Children across the nation anxiously await this time of year when...

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Safe Teen Driving

Safe Teen Driving Your daughter just turned 16 and she's demanding a driver's license. It's the next step in becoming an independent, young woman that you're not sure you want her to become. She's always been Daddy's...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Seattle...

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10 Ways To Winterize Your Home

So you've pulled your sweaters out of mothballs and found your mittens at the bottom of the coat closet. But what about your house -- is it prepared for the cold months ahead? You'll be a lot less comfortable in the...

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Halloween Safety: Be Ready When the Little Goblins Come Out

It's a night full of treats for both kids and adults in Seattle. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that...

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Easy Home Maintenance Tips

Easy Home Maintenance Tips Keeping up on the maintenance of your home has 2 great advantages. First, it keeps your home looking and feeling nice. Imagine how much you appreciate something that is clean and working as...

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The Top Most Affordable Cars to Insurance

The Top Most Affordable Cars to Insurance Car insurance is a pricey proposition for many. There are a lot of factors which determine how much you are going to pay for insurance, with perhaps the most prominent one of...

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Workplace Violence Prevention

Maintaining a safe workplace is about more than plans for natural disasters and ensuring that the building holds up. As you work to create a safer work environment, you will want to understand what violence can...

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in Washington or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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7 Important Things You May Not Know About Your Home's Windows

Written by: Charle Ston 1.Thirty-nine percent of an average homes yearly energy use is due to heating and cooling according to the U.S. Department of Energy. It's estimated that up to 30% of a homes energy bill is lost...

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Is Your Real Estate Coverage Correct?

Since 2012 has been a year punctuating with large fires and great amounts of damage being dealt to people's home, it is appropriate to take a look at your real estate coverage and make sure that it is appropriate for...

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Get the Most Out of Your RV This Summer

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Spangler Insurance wants you to get the most out of your travels. General travel...

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Stay safe, aware and empowered!

It is unfortunate to think, but we live in a world that is becoming increasingly more dangerous. Violent crimes-such as assault-against neighbors are reported every day. In some cases, those committing the crime are...

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Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in Washington this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Washington, you may own much more...

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Safety Tips for Your Boat Trailer

When purchasing a trailer in Washington or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....

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Be Safe on Your Motorcycle

To stay safe on Seattle streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Spangler Insurance cares about your safety - so keep these helpful tips in mind when you...

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Spring is Coming!

With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with...

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Prepare for Driving In Bad Weather Before You Hit the Road

Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in Washington. Spangler Insurance wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its...

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Things to Keep in Mind When Buying a Car

Buying a new car is an exciting time - but it can also be stressful. After all, you're trying to get the best deal on price, while also deciding on the make, model and features you need. We can't really help you become...

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Is Your Home Energy Efficient?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Washington, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you...

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Make Sure Your Home is Ready for Winter

Summer has ended, but there's no need to fret: Fall brings with it crisp, cool days, wonderful colors - and football season! It also brings with it a few maintenance tasks that Spangler Insurance recommends to help...

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Identity Theft IQ Test

Are You at Risk for Identity Theft? Test Your "Identity Quotient" I receive several offers of pre-approved credit every week I do not shred the pre-approved credit offers (5 points) I receive (cross-cut shredder...

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Recipes for the Season

Directions for Fettuccine with Mixed Nuts and Gorgonzola 1. Cook pasta in boiling water according to package directions; drain. Return to pan; keep warm. 2. Meanwhile, in a medium skillet cook the nuts in butter and...

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Understanding Identity Theft

Your identity belongs to you. Here are some suggestions from Spangler Insurance to help you protect it. One smart and effective way to protect yourself against identity theft is to prevent it. If your identity is...

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Keep Your Roof Clean All Year

Cleaning the roof is necessary to maintain an optimal appearance. The key to accomplishing this is to perform preventive maintenance twice a year. During such an inspection, any problems can be identified which could,...

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Keep Your Roof Clean All Year

Cleaning the roof is necessary to maintain an optimal appearance. The key to accomplishing this is to perform preventive maintenance twice a year. During such an inspection, any problems can be identified which could,...

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Paying for College: 4 Tips for Parents

Most students hope to avoid college loans (http://www.nextstudent.com/private-loans/private-loans.asp), but the reality is that today's graduates leave school with more than $20,000 in student loan debt. Many parents...

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Disaster Preparedness, FEMA and More

If the unthinkable happens, Spangler Insurance understands that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. Sites to Check Out The...

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Car Insurance for Teens

Top 10 Ways to Get the Best Rates on Auto Insurance for Teenagers You don't have to be one of those parents doling out more than $2,500 each year just so your teen driver can be on the road. Sure, the National Safety...

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Saving Money on Washington Classic Car Insurance

How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance in Washington. Before you buy If you're thinking of...

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More Than a Tarp to Keep Your Boat Covered

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26 foot cruiser, knowing that you're covered by the right insurance should give you the peace of mind to relax and enjoy every minute on the water. What We...

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